Fixed Deposit

Shubh bhavishya Fixed Deposit Scheme is similar to a bank fixed deposit, Post Office Fixed Deposit/ Time Deposit (POFD) Scheme, Where you can deposit money for a fixed time period and earn a guaranteed return on that. This is a good investment option for those who want to deposit a lump sum for a fixed tenure. You will get the deposited amount along with the interest earned on it at the time of maturity.

Fixed Deposit scheme, offered by Shubh bhavishya Nidhi, is a good Fixed Deposit (FD) plan that offers one of the best FD rates in the industry. Shubh bhavishya Nidhi fixed deposit rates range from 7% to 8% p.a. We offers a number of Shubh bhavishya Fixed Deposit schemes that come with various

FD INVEST
Invested Amount 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR
5000 5500 6061 6690.5 7400 8425
10000 11000 12122 13381 14800 16850
15000 16500 18183 20071.5 22200 25275
20000 22000 24244 26762 29600 33700
25000 27500 30305 33452.5 37000 42125
50000 55000 60610 66905 74000 84250
100000 110000 121220 133810 148000 168500

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For Existing Members For New Members


Terms & Conditions:

  1. Any individual can open RD account who is a citizen of India.
  2. Payment mode can be CASH, CHEQUE, IMPS, UPI, NEFT whichever is suitable to customer.
  3. Nomination facility is available at the time of opening and also after opening till the closure time of the account.
  4. Multiple FD accounts can be opened in the name of single customer.
  5. Minor after attaining majority has to apply for conversion of the account in his name.
  6. Prematurity will be allowed only in the case of DEATH of the depositor.
  7. NO Prematurity will be done in Fixed deposit.
  8. Loan Against Fixed deposit can be availed only after 1 year of deposit. Loan amount can be 40% of the deposited amount only.
  9. Rate of interest will be higher than the ROI being provided on the fixed deposit. It can vary from time to time.
  10. One time Membership fee is to be paid for lifetime as 100rs.

On Paying 100 Rs. You become Shareholder of SBNL and now you will be issued shares as per the rate of shares currently running.

For rate of interest related queries you can contact the branch.


Choose your Fixed Deposit Scheme as per your requirements and avail the option of applying for savings account in our Nidhi Company in Panipat (Haryana).

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