SHUBH BHAVISHYA NIDHI LIMITED is headquartered in Panipat, Haryana incorporated under companies act, 2013.
Banking Partners:
Since 2015, We were totally dedicated to the process of trust building, process handling, understanding the various aspects of banking channel.
Customers got engaged with SBNL and got on time complete maturity of their invested amount. There were few cases when investors were not able to pay their deposits in their RD, DDA plans due to their personal problems but when they visited SBNL to take their maturity after maturity time period then they were shocked to see that they got complete maturity amount with interest and NO FINE was imposed on their deposit plan then trust started building up with SBNL.
RBL BANK:
Since 2021, SBNL onboarded RBL BANK for settlements at NPCI and RBI.
Currently we are working with RBL BANK for online settlement of all NEFT, RTGS, IMPS, UPI transactions. Currently we are using IFSC CODE of RBL BANK to facilitate our customers in the core banking system.
HDFC BANK:
Since 2022, SBNL onboarded HDFC BANK on its panel to cater the financial needs of customers regarding cash withdrawals all over india from different atm of all banks.
We are providing Unlimited FREE cash withdrawals from any HDFC BANK ATM to our saving account holders.
YES BANK:
Since 2023, SBNL is onboarding YES BANK on its panel to create some banking products for SBNL customers.
Shubh bhavishya Nidhi Ltd. being a company registered under the Companies Act 2013, it automatically comes under the supervision of the MCA. Also being registered under the Company Act 2013 Shubh bhavishya Nidhi ltd. Main objective is to encourage and afford all facilities for cultivating thrift ,saving habits and to render all financial assistance to its member only by receiving long and short term deposits and in particular recurring, fixed and other deposits, not being current accounts from the members as are allowed by law for Nidhi 01 Mutual Benefits Companies, and to grant loans to the members only as against securities of immovable properties and or on the security of deposits, movable such as gold, silver, jewellery, Kisan Vikas Patra, National Saving Certificates Scheme, insurance policies and other Government securities up on such terms and condition as may from time to time prescribed in law for Nidhi .
History of SBNL
The company namely " SHUBH BHAVISHYA NIDHI LIMITED " was incorporated on 27 may 2015 with its directors as Sh. Bhagwat dayal sharma, Suresh kumar & Ashwani kumar. The company started its bussiness at Panipat city with 10 members. With the passage of time, company grew up day by day and revenue kept on increasing like J curve in growth.
Corona Phase
In even harsh times of corona also , company paid all maturities on time to all its members directly in their BANK ACCOUNTS.
Company interacted at personal level via telephonic , other means of communication and paid all maturities on time with 100% SUCCESS RATE OF DELIVERY OF MATURITY. Loans are regularly getting disbursed on time and company kept on providing support to the economy by providing 100% secured loans( GOLD LOAN, LOAN AGAINST PROPERTY, LOAN AGAINST DEPOSITS ) to its members within 15 minutes of loan application APPROVAL.
Company has completed its 7 years of excellence and still we are serving the society with all their financial needs. Today more than 25000 + customers are in direct touch with SBNL family and we are growing higher and higher with our family members.
Future Project
We are going to apply for the license of bank very soon. We are thankful to all those members who showed up their confidence with us and helped us a lot to reach up to this height. We have aimed at getting license of Bank very soon for our customers so that they can take all benefits of banking system with us. This future project is only achievable with the support of community and family members of Shubh bhavishya. We see your future to be bright with Shubh bhavishya. We urge all our members to contribute their 100% in creating the history with us. Today we promise all our members that every member will be honoured for their dedication, hardwork which they have shown up continuously with the Shubh bhavishya. Every single member is prestigious for us.
Recently we have upgraded our system with all technical softwares which were required for banking network compliance by RBI.
Support
We have build recently a complete customer problem solving module in which For any query / problem in any transaction / any other query regarding any topic will be sorted by the network itslef. If the customer is having problem then he/she is not required to visit the branch, instead the customer can simply raise a ticket at support section in the mobile app of Shubh bhavishya and our customer executive will contact you to resolve you issues.
Vision
Let's Hit The Heights of Success Together With Shubh Bhavishya Nidhi Limited