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Terms & Conditions:-

1. Any individual can open RD account who is a citizen of India.
2. Payment mode can be CASH, CHEQUE, IMPS, UPI, NEFT whichever is suitable to customer.
3. Nomination facility is available at the time of opening and also after opening till the closure time of the account.
4. Multiple DDA accounts can be opened in the name of single customer.
5. Minor after attaining majority has to apply for conversion of the account in his name.
6. Prematurity will be allowed only in the case of DEATH of the depositor.
7. No prematurity will be allowed.
8. One time Membership fee is to be paid for lifetime as 100rs.

   On Paying 100 Rs. You become Shareholder of SBNL and now you will be issued shares as per the rate of shares currently running.

9. NO FINE ON LATE RD DEPOSIT, we will automatically calculate the interest as per your deposited amount.
10. If only one instalment is deposited and after that you are not able to run the account then also you will get interest on maturity.

Choose your DAILY Deposit Scheme as per your requirements and avail the option of applying for savings account in our Nidhi Company in Panipat (Haryana).